Eighty Percent of Small Claims and Small Claims Judgments Are Not Pursued
Small Claims Court » Eighty Percent of Small Claims and Small Claims Judgments Are Not Pursued
This is such a familiar story for most Americans:
- Some People who doesn't pay
- You send them to civil court
- The judge or the magistrate agrees to award you
- You don't get the money owed to you.
Although the civil courts are set up to allow you to get your money back in court, nothing in the manual says that it is easy. Small claims court allows access to fairly generic information on filing wage garnishments, bank garnishments, liens, and other ways of recovering the money you were awarded in court, however that information will not teach you everything you need to know. Therefore, we are left with only a few options:
- Be defeated by your debtors (Never recover your money)
- Spend all of your time trying to learn how to recover your judgment yourself
- Call an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although collection agency service isn't very difficult to learn once you know how to use one, the process can be very easy and beneficial. You would think that judgment is awarded to you, the court system would make it less of a hassle for you to recover the funds that you are owed.
Civil Courts offers information packets to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you go about finding the debtors bank account information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we do not give legal advice'.
The fastest way to get all of the important contact information and other important facts about the debtor is a process called skip tracing. Part of this process involves finding credit report information on the debtor, and playing private detective to connect all of the dots in the case. One of the obstacles a creditor will run into is that almost all credit reporting agencies will not allow you to retrieve a credit report on somebody if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will recover your money with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike lawyers who charge a per hour fee, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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